Retire in Indonesia
To retire in Indonesia most people use the E33F retirement visa: age 55, $3,000 a month in income and a guarantor. Foreign pensions are taxed up to 35%, and prices run at about 31% of the US.
What it takes, what it costs, and where retirees settle, from Indonesia's law and official data. Checked on Oct 8, 2026.
- Retiree visa
- From $3,000/mo Income or an allowance, proven by a bank account. Indonesian Immigration. Checked Oct 8, 2026.
- Price level
- ~31% of the US Household consumption, 2025. World Bank. Checked Oct 7, 2026.
- Tax on a foreign pension
- Up to 35% Foreign pensions are taxed. PwC Tax Summaries; IRS; GOV.UK. Checked Oct 8, 2026.
- Travel advisory
- Level 2 of 4 Exercise Increased Caution. US State Department. Updated Jul 6, 2026.
- Health spending
- $132/person Per year; US $13,473. World Bank. Checked Oct 7, 2026.
- US tax treaty
- Yes An income tax treaty with the US is in force. IRS. Checked Oct 7, 2026.
Do you qualify?
The E33F Retirement Visa is a limited stay visa for people aged 55 and over who want to retire in Indonesia. You need a guarantor in Indonesia, income or an allowance of $3,000 a month shown in a bank account, and a bank balance of at least $2,000 over the last three months. It gives a stay of up to one year; working for pay in Indonesia is not allowed.
Retirement visa: documents and feesRetiring in Indonesia, topic by topic
Visa
Retirement visa requirements
Documents, government fees and the other routes to residency.
Healthcare
Healthcare for retirees
The hospitals retirees use, what insurance covers, and Medicare abroad.
Money
Banking, pensions and tax
How US, UK and Canadian pensions reach a local bank, and what you report at home.
Budget
Cost of living
Official prices and a budget built from your own rent.
What it costs
Household prices in Indonesia run at about 31% of US levels. Rent is the line nobody publishes officially, so the cost of living page builds your budget from your own rent; food starts from the official basket.
Build your budgetOfficial food poverty line, per person, per month, March 2024
BPS Jakarta; BPS Bali. Checked Oct 8, 2026.
Where retirees settle
Sanur, Denpasar
- Subdistrict of Denpasar, Bali's capital of about 670,000 people (2024)
- BIMC Hospital Kuta and BIMC Siloam Nusa Dua
Ubud
- Town in Gianyar Regency, Bali
- 210 m above sea level
- BIMC Ubud Medical Centre (clinic)
Canggu
- Village in Badung Regency, about 7,100 people (2010)
- 25 m above sea level
- BIMC Hospital Kuta
Jakarta
- Capital, about 11.1 million people (2024)
- RS Pondok Indah, accredited by JCI
Wikidata; BIMC Hospital Kuta; BIMC Siloam Nusa Dua; BIMC Hospitals; RS Pondok Indah. Checked Oct 8, 2026.
Indonesia compared
Visiting Indonesia first
Most people spend a few weeks in Indonesia before they apply for anything. Two things to sort out for that trip:
Kiwi.com
Flights to Indonesia
Compare routes and dates before a scouting trip.
Airalo
eSIM for Indonesia
Mobile data from the day you land, without a local SIM.
Partner links: we may earn a commission if you book, at no cost to you. How this works.
Retiring in Indonesia: questions
Can I retire in Indonesia on Social Security alone?
Yes, if it pays at least $3,000 a month: a state pension paid for life meets the Retirement visa rule. A comfortable life usually needs more; build a budget from your own rent on the cost of living page.
Is Indonesia safe for retirees?
The US State Department rates Indonesia Level 2, exercise increased caution.
Do I pay tax in Indonesia on my pension?
Yes. Tax residents are taxed on worldwide income at 5% to 35%, and the four-year exemption for foreign income applies only to foreigners who meet skill requirements. A tax treaty with the country that pays the pension may reduce the tax. US citizens still file a US return.
What visa do I need to retire in Bali?
Most retirees use the E33F Retirement Visa: age 55 or over, $3,000 a month in income, a guarantor in Indonesia and Rp7,000,000 for a one-year stay. The Silver Hair visa adds a $50,000 deposit for a stay of up to five years, and the Second Home visa asks for a $130,000 deposit with no minimum age.
Is Bali a good place to retire?
Prices in Indonesia run at about 31% of US levels, and Bali has private hospitals in Kuta and Nusa Dua. Residents are taxed on foreign pensions at up to 35%, the UK State Pension is frozen there, and Indonesia gives no state benefits to foreign nationals.
Where do retirees live in Bali?
Sanur on Denpasar's coast, Ubud in Gianyar and the beach village of Canggu, with BIMC hospitals in Kuta and Nusa Dua. In Jakarta, RS Pondok Indah is accredited by JCI.
