Healthcare in Indonesia for retirees
Healthcare in Indonesia for retirees means private hospitals such as BIMC in Kuta and Nusa Dua and JCI-accredited RS Pondok Indah in Jakarta, with insurance advised, at $132 a person a year against $13,473 in the US.
The hospitals retirees use, what insurance does and does not cover. Checked against official and hospital sources on Oct 8, 2026.
- Life expectancy
- 71.3 years US 78.9. World Bank, 2024
- Doctors
- 0.5 per 1,000 US 3.7. World Bank, 2023
- Health spending
- $132/person Per year; US $13,473. World Bank, 2023
- Paid out of pocket
- 31.1% Of all health spending; US 10.9%. World Bank, 2023
Hospitals retirees use in Indonesia
Kuta, Bali
BIMC Hospital Kuta
- 24-hour emergency and medical centre, with ambulances and medical evacuation arrangements
- ACHS International accreditation from September 2023 to September 2027
- Began as a clinic in 1998; four-storey hospital in Simpang Siur since 2005
BIMC Hospital Kuta; BIMC Hospitals. Checked Oct 8, 2026.
Nusa Dua, Bali
BIMC Siloam Nusa Dua
- Opened in 2012 in the ITDC resort area
- First hospital in Indonesia accredited by the Australian Council on Healthcare Standards International (ACHSI)
- Offers dialysis, cosmetic surgery and dental care
BIMC Siloam Nusa Dua; BIMC Hospitals. Checked Oct 8, 2026.
Jakarta
RS Pondok Indah - Pondok Indah
- Accredited by Joint Commission International (JCI) and by Indonesia's KARS
- One of the first hospitals in Indonesia at HIMSS EMRAM Stage 7, in October 2025
- Sister hospitals at Puri Indah and Bintaro Jaya
RS Pondok Indah. Checked Oct 8, 2026.
Indonesia has no reciprocal health agreement with the UK, and the Indonesian government does not provide benefits to foreign nationals. GOV.UK tells residents to hold health insurance from Indonesian or international providers. GOV.UK describes local care as poor in places, good care as expensive, and treatment for serious illness as hard to get in remote areas; medical evacuation can cost tens of thousands of pounds.
Paying for care in Indonesia
31.1% of health spending in Indonesia is paid directly by patients, about 3 times the US share, so plan how you will pay before you move.
Retirees use either an international health plan, which can also cover care at home and in other countries, or a local plan from an insurer in Indonesia, which costs less but covers care there only. Prices depend on age and on the insurer's terms for existing conditions; compare written quotes.
If you are on Medicare
Medicare usually does not pay for care outside the United States; the exceptions are narrow, such as a foreign hospital closer to your US home than the nearest US hospital.
Medicare.gov. Checked Oct 7, 2026.
Healthcare questions
Does Medicare cover me in Indonesia?
Medicare usually does not pay for care outside the United States; the exceptions are narrow, such as a foreign hospital closer to your US home than the nearest US hospital. Plan on private insurance or paying directly for care in Indonesia.
Do I need health insurance for the Retirement visa?
The immigration page's document list for the E33F retirement visa does not include health insurance. GOV.UK advises anyone living in Indonesia to hold health insurance that covers treatment and medical evacuation.
How much of the bill do people pay themselves?
In Indonesia, 31.1% of all health spending is paid out of pocket, against 10.9% in the US (World Bank, 2023).
Do I need health insurance for the Indonesia retirement visa?
Health insurance is not on the immigration page's document list for the E33F retirement visa. GOV.UK notes that Indonesia has no reciprocal health agreement with the UK and advises residents to hold insurance from an Indonesian or international provider.
Which hospitals do retirees use in Bali?
BIMC Hospital Kuta, with a 24-hour emergency centre and ACHS International accreditation, and BIMC Siloam Nusa Dua, the first hospital in Indonesia accredited by ACHSI. In Jakarta, RS Pondok Indah - Pondok Indah is accredited by JCI.
How much does Indonesia spend on healthcare?
About $132 a person a year, against $13,473 in the US, with out-of-pocket payments at about 31% of health spending.
