Thailand Retirement O visa requirements
The Thailand retirement visa is a Non-Immigrant O stay extended one year at a time from age 50, with THB 65,000 a month in income or THB 800,000 in a Thai bank.
What the law asks for, what the government charges, and how the application runs. Checked against Thailand's official sources on Oct 8, 2026.
- Minimum income
- THB 65,000/mo (about $1,930) Evidence of monthly income such as a retirement pension, interest or dividends; for a change of visa inside Thailand, a letter from your embassy or consulate confirming a pension of at least THB 65,000 a month. Immigration Division 1. Checked Oct 8, 2026.
- Savings
- THB 800,000 (about $23,740) a deposit in a commercial bank in Thailand, held at least 2 months before you file and 3 months after approval; after that at least THB 400,000 must stay in the account. Immigration Division 1. Checked Oct 8, 2026.
- Residency
- One-year stay, renewed yearly Immigration Division 1. Checked Oct 8, 2026.
- Government fees
- THB 1,900 (about $60) Extension of stay. Immigration Division 1. Checked Oct 8, 2026.
- Lawyer
- Not required Immigration Division 1. Checked Oct 8, 2026.
- Minimum age
- 50 Immigration Division 1. Checked Oct 8, 2026.
Who qualifies for the Retirement O visa
From age 50 you hold a Non-Immigrant visa and extend your stay at a local immigration office one year at a time for retirement. You show a monthly income of THB 65,000, or THB 800,000 in a Thai bank, or income and deposit together worth THB 800,000 a year.
You need THB 65,000 (about $1,930) a month: evidence of monthly income such as a retirement pension, interest or dividends; for a change of visa inside Thailand, a letter from your embassy or consulate confirming a pension of at least THB 65,000 a month.
You can also combine the two: a year's income plus a Thai bank deposit that together reach THB 800,000.
Each retirement extension is granted for no more than one year.
The deposit must be in a commercial bank located in Thailand or a specialised state financial institution, held at least 2 months before filing and 3 months after approval. After that the balance may fall to THB 400,000, or to half the original deposit on the combined income-and-deposit route.
People staying more than 90 days must report their address every 90 days; the report can be filed online 15 days in advance.
A re-entry permit costs THB 1,000 for a single entry and THB 3,800 for multiple entries.
Retirement O visa documents
Every residence permit
- Application form
- Copy of your passport, including the personal data page, the last entry stamp and any visa and extension stamps
- One photo, 4 x 6 cm or 2 inches
Immigration Division 1. Checked Oct 8, 2026.
This visa
- Evidence of income, such as a retirement pension, interest or dividends; for a change of visa, an embassy or consulate letter confirming a pension of at least THB 65,000 a month with proof of its source
- Deposit certificate from a bank in Thailand addressed to the immigration commissioner, a copy of every page of the passbook in your name only, and proof of the foreign currency transferred to Thailand
- Rental agreement or condo purchase contract and house registration, a location map and three months of rent receipts
Immigration Division 1. Checked Oct 8, 2026.
Retirement O visa fees
| Extension of stay, one year | THB 1,900 (about $60) |
| Change of visa type to Non-Immigrant O inside Thailand (90-day stay) | THB 2,000 (about $60) |
| Re-entry permit, single entry (THB 3,800 for multiple entry) | THB 1,000 (about $30) |
Immigration Division 1. Checked Oct 8, 2026. Lawyer and agency fees are not set by law; ask for a fixed written quote.
How the application runs
- Get a Non-Immigrant visaApply abroad at a Thai embassy or consulate, or change a tourist visa or visa-exempt stay to a Non-Immigrant O for retirement at an immigration office. A change inside Thailand costs THB 2,000, gives 90 days, and must be filed more than 15 days before your stay ends; it is refused if you have overstayed.
- Prepare the moneyShow a monthly income of THB 65,000, or move THB 800,000 into a Thai bank account in your name at least two months before you file, or combine a year of income with a deposit to reach THB 800,000.
- File in personBring the application form, passport copies, bank letter and passbook or income evidence, and your rental or house documents to the immigration office for your area, and pay THB 1,900. You must appear in person and sign every page.
- Keep the depositLeave the THB 800,000 untouched for three months after approval. After that you may withdraw part of it, but at least THB 400,000 must stay; on the combined route at least half the original deposit must stay.
- Report and renewNotify immigration of your address every 90 days (online up to 15 days ahead), get a re-entry permit before trips abroad, and apply for a new one-year extension before the current one ends.
Other ways to live in Thailand
Non-Immigrant O-A (long stay) visa
Holders of the O-A long-stay visa extend under the retirement rules, with the same age and income or deposit tests, and must also hold health insurance or non-Thai social welfare covering at least $100,000 or THB 3,000,000 for the whole stay. Each stay runs with the insurance period, up to one year at a time.
Immigration Division 1. Checked Oct 8, 2026.
Long-Term Resident (LTR) visa, Wealthy Pensioner
A 10-year visa from the Board of Investment for retirees aged 50 and over, granted for five years and extendable for five more. You need passive income such as a pension, rent, dividends or interest of $80,000 a year, or $40,000 a year plus $250,000 invested in Thai government bonds, a Thai company or Thai property, and health insurance of $50,000 or a $100,000 bank balance held 12 months. Holders report once a year instead of every 90 days; the fee is THB 50,000 when the visa is collected in Thailand.
BOI LTR; Immigration Division 1. Checked Oct 8, 2026.
Retirement O visa questions
What are the retirement visa requirements in Thailand?
You must be 50 or over, hold a Non-Immigrant visa, and show a monthly income of THB 65,000, or THB 800,000 in a bank in Thailand, or a combination worth THB 800,000 a year. Each extension lasts up to one year and costs THB 1,900.
Do I need health insurance for a Thai retirement visa?
Only on the O-A long-stay visa: its holders need health insurance or non-Thai social welfare covering at least $100,000 or THB 3,000,000. The Non-Immigrant O retirement extension does not list insurance among its criteria.
