Malaysia MM2H Silver visa requirements
Malaysia MM2H Silver asks for a $150,000 fixed deposit in a Malaysian bank and a home worth at least RM600,000, for a five-year renewable pass from age 25.
What the law asks for, what the government charges, and how the application runs. Checked against Malaysia's official sources on Oct 8, 2026.
- Savings
- $150,000 a fixed deposit in a Malaysian bank licensed under the Financial Services Act 2013 or the Islamic Financial Services Act 2013; the One Stop Centre encourages placing it in ringgit at the equivalent of the dollar amount. MM2H (MOTAC); MM2H guide. Checked Oct 8, 2026.
- Residency
- Five-year pass, renewable MM2H (MOTAC); MM2H guide. Checked Oct 8, 2026.
- Government fees
- MYR 6,000 (about $1,470) Processing fee and Participating fee for Silver. MM2H (MOTAC); MM2H guide. Checked Oct 8, 2026.
- Per dependent
- MYR 2,500 (about $610) Processing fee, each dependant. MM2H (MOTAC). Checked Oct 8, 2026.
- Lawyer
- Not required MM2H (MOTAC). Checked Oct 8, 2026.
- Minimum age
- 25 MM2H (MOTAC); MM2H guide. Checked Oct 8, 2026.
Who qualifies for the MM2H Silver visa
MM2H Silver is the entry tier of Malaysia My Second Home, run by the Ministry of Tourism, Arts and Culture with final approval by the Immigration Department. You place a fixed deposit of $150,000 in a Malaysian bank, buy a home worth at least RM600,000, and get a five-year renewable social visit pass with multiple entry. Work and business are not allowed.
Buying a home is compulsory: at least RM600,000 for Silver. You cannot sell it for 10 years, except to move up to a home of higher value.
You can withdraw up to half of the fixed deposit to buy a home or to pay for education, medical care or travel in Malaysia. The ministry's category sheet says the withdrawal is allowed after one year.
From age 50 there is no minimum stay. Under 50, you, your spouse or your dependants together must spend 90 days a year in Malaysia.
Silver does not allow work, business or investment activities; only Platinum holders may work or run a business.
The pass lasts five years but cannot outlast your passport; when you renew your passport, the security sticker moves to the new one. After the five years it can be renewed for five years at a time with a new medical report and health insurance.
The ministry lists no tax on foreign funds or income, and no tax on fixed-deposit interest, as a benefit of every MM2H category.
If the main holder dies, the pass can pass to a registered dependant.
MM2H Silver visa documents
Every residence permit
- Copy of the passport biodata page for you and for each dependant; the pass is endorsed in a valid passport
- Certificate of good conduct, police certificate or certificate of clearance for you and every dependant over 18
- Two copies of the immigration pass application form (IMM.12), and the visa application form (IM.38) where it applies
MM2H guide. Checked Oct 8, 2026.
This visa
- Fixed deposit certificate from a licensed Malaysian bank for $150,000 (after conditional approval)
- Health insurance with worldwide coverage from a Malaysian or foreign insurer, for applicants aged 60 and below (after conditional approval)
- Medical report on the MM2H form (MF II) from a clinic or hospital on the ministry's panel, for you and your dependants (after conditional approval)
- Personal bond form stamped by the Inland Revenue Board (LHDN) (after conditional approval)
MM2H guide. Checked Oct 8, 2026.
MM2H Silver visa fees
| Processing fee, main applicant | MYR 5,000 (about $1,220) |
| Processing fee, each dependant | MYR 2,500 (about $610) |
| Participating fee for Silver, one-off, main applicant only (none for dependants) | MYR 1,000 (about $240) |
| Fixed pass fee | MYR 500 (about $120) |
| Visa fee, up to RM50 depending on your nationality (some nationalities pay nothing) | MYR 50 (about $10) |
| Renewal fee once the five years are completed, for the main applicant and each dependant | MYR 1,500 (about $370) |
MM2H (MOTAC); MM2H guide. Checked Oct 8, 2026. Lawyer and agency fees are not set by law; ask for a fixed written quote.
How the application runs
- Choose a licensed agentApplications go only through an MM2H operator licensed by the Ministry of Tourism, Arts and Culture. The agent collects your passport copies, good-conduct certificates and IMM.12 forms and files them with the One Stop Centre MM2H.
- Get conditional approvalThe One Stop Centre reviews the file and the police run security checks, sometimes with an interview. If accepted, your agent receives a conditional approval letter.
- Complete the conditions in 90 daysOpen the $150,000 fixed deposit in a Malaysian bank, buy health insurance if you are 60 or under, take the medical check-up at a panel clinic or hospital, and have the personal bond stamped by LHDN.
- Pay and collect the passPay the processing, participating, pass and visa fees. The Immigration Department endorses the MM2H pass in your passport.
- Buy your home within a yearComplete the purchase of a home worth at least RM600,000 within one year of the pass endorsement. You may then withdraw up to half of the deposit towards it.
Spouses and children
You can bring your spouse; children under 21, or from 21 to 34 if single and not working in Malaysia; disabled children with no age limit; and your parents or parents-in-law. Each dependant pays the RM2,500 processing fee but no participating fee, and children may study in Malaysia up to university level.
MM2H (MOTAC). Checked Oct 8, 2026.
Other ways to live in Malaysia
Malaysia My Second Home (MM2H), Gold category
A fixed deposit of $500,000 and a home worth at least RM1,000,000 give a 15-year renewable pass. Participating fee RM3,000; same age limit (25), stay and family rules as Silver.
MM2H (MOTAC); MM2H guide. Checked Oct 8, 2026.
Malaysia My Second Home (MM2H), Platinum category
A fixed deposit of $1,000,000 and a home worth at least RM2,000,000 give a 20-year renewable pass. Participating fee RM200,000. Platinum is the only tier that allows work, business and investment, and holders may bring foreign domestic helpers.
MM2H (MOTAC); MM2H guide. Checked Oct 8, 2026.
MM2H Special Economic Zone / Special Financial Zone (Forest City, Johor)
A 10-year renewable pass tied to a home bought from a developer in Forest City, Johor, before the pass is endorsed. The fixed deposit is $32,000 from age 50 (no minimum stay) or $65,000 from age 21 to 49 (90 days a year). Participating fee RM1,000.
MM2H (MOTAC); OSC MM2H. Checked Oct 8, 2026.
Sarawak Malaysia My Second Home (SMM2H)
Sarawak runs its own programme for people aged 30 and over, with a sponsor in Sarawak or a licensed Sarawak agent. You place RM500,000 in a fixed deposit at a Sarawak panel bank and show a pension or offshore income of RM10,000 a month (RM15,000 with dependants), or savings of RM100,000 (RM200,000 with dependants). The pass runs 5 + 5 years, needs 30 days a year in Sarawak, and buying a home is optional. Processing fee RM5,000.
Sarawak MTCP. Checked Oct 8, 2026.
MM2H Silver visa questions
What are the Malaysia retirement visa requirements in 2026?
For MM2H Silver, the entry tier: age 25 or over, a $150,000 fixed deposit in a Malaysian bank, a home worth at least RM600,000 bought within a year, health insurance if you are 60 or under, a medical check-up and a good-conduct certificate. You apply through a licensed MM2H agent.
What is the MM2H application process?
A licensed agent files your application with the One Stop Centre MM2H. After conditional approval you have 90 days to open the fixed deposit, buy health insurance, take the medical check-up and stamp the personal bond at LHDN. Then you pay the fees and Immigration endorses the pass in your passport.
What are the property requirements for retiring in Malaysia?
Every MM2H holder must buy a home: at least RM600,000 for Silver, RM1,000,000 for Gold and RM2,000,000 for Platinum, within one year of the pass endorsement. You cannot sell it for 10 years unless you move up to a home of higher value.
Is there a minimum stay for MM2H?
Not from age 50. Holders under 50 must spend 90 days a year in Malaysia, counted across the main holder, spouse and dependants.
