Retire in Cambodia
To retire in Cambodia most foreigners aged 55 or older use the retirement (ER) extension of stay, up to 12 months at a time. Pensions are not taxed, and prices run at about 37% of the US.
What it takes, what it costs, and where retirees settle, from Cambodia's law and official data. Checked on Oct 8, 2026.
- Retiree visa
- No fixed minimum The embassy sets no income or savings amount. You show that you are retired and no longer employed, with a pension statement or a social security entitlement letter, and that you have enough money to support yourself, with bank statements or a statement from your pension provider. Embassy of Cambodia, Berlin; Embassy of Cambodia. Checked Oct 8, 2026.
- Price level
- ~37% of the US Household consumption, 2025. World Bank. Checked Oct 7, 2026.
- Tax on a foreign pension
- 0% No personal income tax on pensions. PwC Tax Summaries. Checked Oct 8, 2026.
- Travel advisory
- Level 2 of 4 Exercise Increased Caution. US State Department. Updated Sep 14, 2026.
- Health spending
- $115/person Per year; US $13,473. World Bank. Checked Oct 7, 2026.
- US tax treaty
- None No income tax treaty with the US. IRS. Checked Oct 7, 2026.
Do you qualify?
Cambodia's retirement visa is an extension of stay, class ER, added to an ordinary (type E) visa after you arrive. It is for people aged 55 or older who have stopped working, runs for 1, 3, 6 or 12 months and can be renewed without limit.
Retirement (ER) visa: documents and feesRetiring in Cambodia, topic by topic
Visa
Retirement (ER) visa requirements
Documents, government fees and the other routes to residency.
Healthcare
Healthcare for retirees
The hospitals retirees use, what insurance covers, and Medicare abroad.
Money
Banking, pensions and tax
How US, UK and Canadian pensions reach a local bank, and what you report at home.
Budget
Cost of living
Official prices and a budget built from your own rent.
What it costs
Household prices in Cambodia run at about 37% of US levels. Rent is the line nobody publishes officially, so the cost of living page builds your budget from your own rent.
Build your budgetWhere retirees settle
Phnom Penh
- Capital, about 2.1 million people (2019)
- 11 m above sea level
- Royal Phnom Penh Hospital and Sunrise Japan Hospital
Siem Reap
- Capital of Siem Reap province
- 18 m above sea level
- Royal Angkor International Hospital
Kampot
- Riverside town in the south, 1 m above sea level
- Nearest listed hospitals in Phnom Penh
Sihanoukville
- Coastal city, about 71,000 people (2019)
- 15 m above sea level
- Nearest listed hospitals in Phnom Penh
Wikidata; Royal Phnom Penh Hospital; Sunrise Japan Hospital; Royal Angkor Hospital. Checked Oct 8, 2026.
Cambodia compared
More guides on Cambodia
Visiting Cambodia first
Most people spend a few weeks in Cambodia before they apply for anything. Two things to sort out for that trip:
Kiwi.com
Flights to Cambodia
Compare routes and dates before a scouting trip.
Airalo
eSIM for Cambodia
Mobile data from the day you land, without a local SIM.
Partner links: we may earn a commission if you book, at no cost to you. How this works.
Retiring in Cambodia: questions
Is Cambodia safe for retirees?
The US State Department rates Cambodia Level 2, exercise increased caution.
Do I pay tax in Cambodia on my pension?
No. Cambodia has no personal income tax as such; its salary tax applies only to pay from employment, so a foreign pension is not taxed. US citizens still file a US return.
Can I retire in Cambodia as an American?
Yes. You enter on the ordinary (type E) visa and apply in Cambodia for the retirement (ER) extension of stay, open from age 55 with proof of retirement and of funds. Social Security can be paid into a US dollar account there, and pensions are not taxed.
Is Cambodia a good place to retire on Social Security?
Social Security can be paid by direct deposit into a US dollar account in Cambodia, Cambodia has no personal income tax on pensions, and prices run at about 37% of US levels.
Where do retirees live in Cambodia?
Mostly Phnom Penh, Siem Reap, Kampot and Sihanoukville. Phnom Penh has Royal Phnom Penh Hospital and Sunrise Japan Hospital, and Siem Reap has Royal Angkor International Hospital.
